The Money Orchard

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Personal finance is like an orchard. An orchard is the intentional growing of trees for food.

The Money Orchard shows the intentional saving of money to produce an income.

An orchard is a business. The purpose of a business is to make a profit. The reason to grow apple trees is to get apples. The principles of creating, managing, and monitoring an orchard also apply to investing. In an apple orchard or a money orchard, it takes knowledge, patience, and time to produce the fruit.


The apple tree on the left symbolizes your work, the apples are income, a sinkhole signifies debt and taxes, a dark cloud warns of risk and danger. The three kinds of orchard trees symbolize the way your investments make money. Protect it from losses. Loan it for interest. Own something that can grow. Your goal is to have a Money Orchard producing the same income as your work.

Make a 15 min appointment to see how the One Page Retirement Plan can guide you to a safe predictable retirement income.

Dennis Zaderaka
Author of The Money Orchard: Your Money Making Money

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An advisor is like a scout for the pioneer wagon trains going west. Your financial journey is just as hazardous. The pioneers who settled America began the journey with a vague understanding of what they would face. They were intrigued by the promises of the future but fearful of the unknown. Their journey would be filled with obstacles and dangers. They had no experience or knowledge of how to travel deserts and mountains. That’s why they needed an experienced guide, someone who had been over the trails before and knew how to adjust when faced with unforeseen dangers and problems.

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By Expert Creative